Miami skyline at golden hour over Biscayne Bay

Buyer's Guide

Find Your Dream Home in Miami

From first search to closing day. I'll guide you through every step of buying in South Florida with confidence.

The Process

How Buying With Me Works

Step 1

Discovery Call

I start with a conversation about your goals, budget, lifestyle, and timeline, so I know exactly what to look for.

Step 2

Pre-Approval & Strategy

I connect you with trusted lenders to lock in your buying power, then I build a custom search strategy for your dream home.

Step 3

Curated Property Tours

No wasted weekends. I hand-pick properties that match your criteria and schedule private showings around your schedule.

Step 4

Negotiate & Win

I advocate hard on your behalf on price, repairs, and closing costs, and work to secure the strongest terms I can for your situation.

Step 5

Close & Celebrate

From inspection to closing, I manage every detail. You show up, sign, and get your keys. Welcome home.

Neighborhoods

Explore Miami's Best Neighborhoods

Each neighborhood has its own personality. I'll help you find the one that fits yours.

Coral Gables

Most Expensive Neighborhood in the U.S.

Home to Gables Estates, ranked the most expensive neighborhood in the United States, surpassing Beverly Hills. Tree-lined streets, waterfront gated communities, top private schools, and estates from $3M to $25M+.

Explore Coral Gables

Fisher Island

Miami's Most Exclusive Zip Code

Miami's most exclusive zip code, accessible only by private ferry. Home to global billionaires, celebrities, and executives. Properties from $2M condominiums to $50M+ custom estates.

Explore Fisher Island

Coconut Grove

Strongest-Appreciating Luxury Market

Miami's strongest-appreciating luxury neighborhood since 2015. Bayfront estates, walkable village charm, elite private schools, and a lush canopy that no other Miami neighborhood can replicate. Estates from $2M to $25M.

Explore Coconut Grove

Brickell

Miami's Financial Capital

Miami's financial capital and fastest-growing urban luxury market. Sleek high-rises with Biscayne Bay views, rooftop pools, and floor-to-ceiling glass. Average listing price exceeds $1.5M, with penthouses reaching $10M+.

Explore Brickell

Key Biscayne

Exclusive Island Community

A private island community off Miami's coast. Oceanfront estates, pristine beaches, Crandon Park, and a quiet, low-traffic island setting. Homes range from $2M to $40M+.

Explore Key Biscayne

Star Island

Maximum Prestige, Zero Availability

Only 33 waterfront estates. Zero availability, maximum prestige. Home to A-list celebrities, professional athletes, and business moguls. The most iconic island address in all of South Florida.

Explore Star Island

Venetian Islands

Biscayne Bay Waterfront Mansions

Waterfront mansions set between Miami Beach and Brickell. Brand-new estates, deep-water docks, and Biscayne Bay views. A hotspot for high-net-worth buyers relocating from New York and California. Homes from $4M to $30M+.

Explore Venetian Islands

Edgewater

Miami's Fastest-Rising Corridor

One of Miami's fastest-rising bayfront corridors. New luxury condominiums with Biscayne Bay views and strong demand for new construction. A smart place to watch for buyers who want to get in early.

Explore Edgewater
Free Resource

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Everything you need to know about buying in Miami: neighborhoods, financing, closing costs, and timelines. Free, no strings attached.

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Ready to Find Your Miami Home?

Let's talk about what you're looking for. No pressure, no obligation. Just a real conversation with someone who knows Miami inside and out.

Buyer Reviews

What Buyers Say

5.0 ★ from 11 Google reviews
“We had an amazing experience working with Debbi while buying our home in Miami. She was professional, knowledgeable, and always went above and beyond to make the process smooth and stress-free. We couldn’t have asked for a better realtor and highly recommend her to anyone looking to buy a home in Miami!”
Iris Rodriguez
“Exceptional service! Debi is a realtor who is always truly concerned about her client’s well-being. She makes the entire process smooth and stress-free. I recommend her 100% to anyone looking for a dedicated professional.”
Jorge Felix Morera Saavedra
“I don’t usually leave reviews, but Debi truly deserves it. She has been professional, responsive, and always with my best interests in mind. She went above and beyond to help me and made the entire process smooth. It’s rare to find someone like her. Highly recommend!”
Misalys Lumpuy
“As her preferred lender, I’ve had the privilege of partnering with her on many transactions, and every single one has been handled with excellence from start to finish. Together, we’ve helped so many families achieve their dream of homeownership.”
Otero Mortgage Group
“Debi is truly one of a kind. I’ve been working with her for a couple of years now, and every transaction with her is smooth, professional, and handled with so much care. If you’re looking for a realtor who treats your goals like her own, Debi is your REALTOR!!”
Jennifer Arganaraz
“Hands down one of the best experiences I’ve had. The support doesn’t stop at closing, she continues to be there whenever you need her. You can tell she genuinely cares about protecting and guiding her clients. I highly recommend!”
Mohamed Shukry

Answers

Frequently Asked Questions

Should I get pre-approved before I start looking?

Yes, and it is the single most important first step. In Miami's competitive market, sellers rarely take an offer seriously without a pre-approval letter. It also tells you exactly what you can afford, so you tour the right homes and can move fast when you find the one.

What costs should I budget for beyond the purchase price?

Plan for closing costs of roughly 2 to 5% of the price, Miami-Dade property taxes that vary by municipality, HOA fees that often run $300 to $2,000+ per month in condos, and Florida homeowner's insurance, which has risen sharply. Knowing these numbers upfront keeps the process free of surprises.

What should I check before buying a Miami condo?

Review the HOA financials and reserves, since Florida now requires stronger reserve funding after Surfside; aim for reserves of at least 10% of the annual budget. Read the condo declaration and rules, confirm the building has passed its 40-year recertification (25 years near the coast), and check insurance costs and any special-assessment history.

What are the most common first-time buyer mistakes in Miami?

The big ones are skipping pre-approval, underestimating closing and carrying costs, waiving the inspection, and making emotional offers above the comps. Working with a local agent who knows the buildings and neighborhoods helps you avoid all of them and negotiate from a position of strength.

Do buyers pay for a real estate agent?

In most Miami transactions the seller's side has traditionally covered the buyer's agent, though commission arrangements are always negotiable and disclosed in writing. On your first call, Debi walks you through exactly how it works for your specific purchase so there are no surprises.

Can I buy a pre-construction condo, and how does it work?

Yes. Pre-construction lets you reserve a unit in a new tower before it is built, usually through a staged deposit schedule paid over the construction timeline. It can mean strong appreciation and first pick of units, but the terms matter. Debi helps you compare reservations across Brickell, Edgewater, and Sunny Isles.

Is now a good time to buy in Miami?

With rates stabilized in the low-to-mid 6% range and steady demand, buyers who are pre-approved and decisive are winning deals in 2026. The right answer depends on your budget and timeline, which is exactly what a no-pressure buyer consultation is for.